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Bank of Canada Cuts Rates Amid Trade Tensions and Inflation Concerns

The Bank of Canada cut its key policy rate by 25 basis points to 2.75% on March 12, citing concerns over inflation and weaker growth due to trade uncertainty and U.S. tariffs imposed by President Trump. This marks the seventh consecutive rate cut, totaling 225 basis points in nine months, making the bank one of the most aggressive globally. Governor Tiff Macklem emphasized the challenge of balancing inflationary pressures from higher costs with weaker demand and declined to provide forward guidance on future rate moves. The new U.S. tariffs on Canadian steel and aluminum, along with Canada’s $29.8 billion in retaliatory tariffs, have alarmed businesses, hurt investment, and shaken consumer confidence. The trade conflict is expected to slow GDP growth, disrupt the job market recovery, and push inflation to 2.5% in March. While the rate cut may provide short-term relief for industries like automotive manufacturing, Macklem warned that monetary policy cannot offset the effects of a trade war but must prevent inflation from becoming persistent.

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